At Cottingham Mortgage Inc we specialize in residential mortgages, and are dedicated to community and personalized service—a true advocate for clients in today’s world of complex financing. Ongoing research and training, an understanding of changing industry guidelines, additional national and state licensing, and a vast knowledge of industry resources, enable my company to offer unequaled step-by-step guidance and exceptionally competitive pricing.
As the picture of today’s real estate environment changes, we see mortgage loans not just as a means to own a home, but instead a financial instrument that must be tied to your long term and short term personal financial plan. This will allow you to create a debt strategy that helps in building long term wealth creation for you and your entire family.
We understand you're making a large commitment, whether buying a new home or refinancing your current home. Our service to you is not only to provide you with competitive rates and costs, but to manage your transaction with the personal care and professional treatment you should expect in today’s market. We work to help you realize that your property is truly a valuable financial tool and investment.
It is important that you feel confident as you make choices about the options in financing your home...your investment. Less paperwork and a hands-on commitment mean you enter a frustration-free zone from application to final approval. Our goal is to give you the personal attention you deserve and treat you with the respect due a valued customer.
We are passionate about our work, and the result is that the base of our business is by referral from satisfied clients and the most experienced Realtors throughout the San Francisco Bay Area and all of California.
You may only think about financing your home a few times in your life - we think about it every day. It's your home and life investment...it's our profession and passion.
We are committed to always working in your best interest.
Kimberly A. Cottingham President/CEO