Why it's Important to Pre-Qualify

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It's helpful to visit with a mortgage loan pro first, even if you haven't settled on the kind of house you hope to find. Why? If you don't know yet how much house you want to qualify for, how can we help?


We will help you find out how much of a loan you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. The process leads you through your finances - your debts, income, employment, and cash available for down payment, among other things. We require a minimum amount of paperwork, with a short,basic process.

At the point you are considered eligible, we prove our confidence in your potential to qualify for a loan by awarding you a Pre-Qualification Letter (also known as a "pre-qual").

Power in the Pre-Qual

Various advantages open to you after you find your new house, and have achieved pre-qualification power. First, it helps you know how much you're able to offer. Being pre-qualified can also make your offer look even better to the seller, as if you were bringing them a big box of cash! They need not worry that they have been wasting their time if you can't be able to qualify for a high enough mortgage. The seller won't be concerned that he can't trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount won't cause them concern. You can have the influence of a buyer ready to make the purchase on the spot!

We can help you pre-qualify

We will help determine how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by taking you through the pre-qualification process. In the process, we calculate your capacity to borrow - looking at your earning status, available money for down payment, debt, income, and other areas. We will ask for a minimum amount of paperwork, with a quick process.

One on one

It is important for you to sit down and talk with us, even though you are free to also use the helpful mortgage loan calculators on our site. That way, we will help you get your pre-qualification letter. Next, we can review your mortgage program choices to make sure you have selected the right one. Let us help you get started: Contact us at (800) 288-9693.

Have questions about pre-qualifying? Call us at (800) 288-9693. It's our job to answer pre-qualification questions, so we're happy to help!

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.