When to Speak to Your Mortgage Professional About Pre-Qualification

Looking for a mortgage loan? We'd be thrilled to talk about our many mortgage solutions! Call us at (800) 288-9693. Ready to get started? Apply Online Now.

It is helpful to consult with your mortgage professional early — even before you have started to consider neighborhoods. Why? If you don't yet know how much house you want to qualify for, what could we help you with?


When we pre-qualify you, we help you figure out the amount in mortgage payments you can afford, and the loan amount you will qualify for. This process walks you through your current financial situation - your debts, income, job, and down payment money, among other things. It's short and basic; We keep the paperwork light.

We will give you a Pre-Qualification Letter when you qualify, that documents that we're confident you will qualify for up to a certain amount of mortgage loan dollars.

Power in the Pre-Qual

Various advantages open to you after you find your dream house, and have pre-qualification power. First, it lets you know how much you're able to offer. Of greater importance to the seller, your being pre-qualified is like your having walked into their house with a suitcase full of cash ready to make the deal! They won't need to be concerned that they are wasting their time if you can't be able to qualify for a high enough mortgage. The seller of the home won't be concerned that he can't count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount won't cause them concern. You can have the sway of a buyer ready to make the purchase right now!

We can help you pre-qualify

Our mortgage professionals will help you find out how much of a loan you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. We can do this by considering your debts and income, your employment and residence situations, your funds available for a down payment, required reserves, and other financial considerations. We will ask for a minimum amount of paperwork, and avoid a lengthy process.

One on one

You can certainly use the mortgage calculators on this website to calculate how much mortgage you can afford - but it's also essential to meet with one of our mortgage professionals. We can begin working on your pre-qualification letter. For another thing, we might be able to find a different mortgage loan option that is a better fit for you. Let us get you started: Call us at (800) 288-9693.

Have questions about pre-qualifying? Call us at (800) 288-9693. It's our job to answer pre-qualification questions, so we're happy to help!

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.